Planning for retirement can feel overwhelming, but it is one of the most important steps you can take for your future. Everyone dreams of a secure and comfortable retirement, but achieving that goal requires thoughtful planning and smart decisions. That is where a retirement advisor comes in. I am here to guide you, answer your questions, and help you take control of your financial future.
What Does a Retirement Advisor Do?
As a retirement advisor, I help you prepare for your golden years by creating a clear plan to reach your retirement goals. I start by looking at your current financial situation. That means reviewing your savings, debts, and expenses to understand where you stand. Once I have a complete picture, I work with you to create a personalized plan that fits your timeline and dreams for retirement.
I provide guidance on important topics like:
- Choosing the right strategies to grow & protect your savings.
- Understanding retirement accounts like 401(k)s,403b’s TSP’s and IRAs.
- Creating reliable income streams for retirement.
My goal is to make the process easy to understand and to give you confidence that you are on the right path. I will focus on education and guide you along the way. I guarantee you will understand everything we discuss.
Key Benefits of Working with a Retirement Income Advisor
Strategic Retirement Income Planning
As your retirement Income advisor, I help you break down your long-term retirement goals into achievable steps. I create a clear, step-by-step plan to help you save and grow your money over time. Whether you are 10 years away from retirement or nearing retirement, I adjust the plan to suit your needs.
Maximizing Retirement Savings
Saving for retirement can seem difficult, but with the right strategy, it is much easier. For example, I can show you how to increase contributions to retirement accounts like 401(k)s and IRAs. I can also help you find opportunities to save more without sacrificing your current lifestyle.
Retirement Protection
You have worked hard to save and grow your money as you are near retirement your focus should shift to protecting your hard earned money. I focus on strategies which minimize risk and still allow you to grow. Protected Retirement Solutions can add another dimension to a portfolio which is 100% exposed to market risk.
Minimizing Taxes
Taxes can take a big bite out of your retirement savings if you are not careful. I can help you plan for tax-efficient withdrawals from your accounts, reducing how much you owe during retirement. As a retirement Income advisor, I can also identify strategies to help you manage your tax liabilities over time.
Managing Retirement Income
Once you retire, you will need a plan for consistent income. Whether it is from pensions, annuities, Social Security, or investments, I will help you organize your income streams so you can enjoy a stable and stress-free retirement.
When Should You Start Working with a Retirement Income Advisor?
Most people begin to think about their retirement when its too late- The day they retire! I recommend that once you reach the Retirement Red Zone (10 years before you retire, at retirement and during retirement) is when you should address the risks of a retirement income plan. Because if you lose money it is difficult and even impossible to replace, especially when you are taking income and experience a market downturn.
Ready to Take the Next Step?
Retirement should be a time to relax and enjoy life, not worry about money. Retirement Protection Solutions is here to help you plan for a secure and enjoyable future. Let a retirement advisor guide you on the right path so you can retire with confidence.
Set up a consultation today—call (216) 272-2333 or email me at [email protected]. Your stress-free future awaits today, and I am ready to help you every step of the way!
About George
George McFadden is the principal at Retirement Protection Solutions, a Retirement Income Planning firm serving the Greater Cleveland area. He specializes in guiding individuals in the “Retirement Red Zone”—those nearing or entering retirement who need to safeguard their savings, achieve steady growth, and secure guaranteed lifetime income.
With over 25 years of experience collaborating with top financial advisors nationwide, George recognized a critical gap in traditional retirement planning. His mission is to close that gap by helping clients protect their savings and establish reliable retirement income streams that last a lifetime.
Unlike many advisors who focus on broad investment portfolios that expose clients to market risk, George prioritizes protection and security. His approach ensures clients’ hard-earned principal is safe while offering guaranteed income solutions that inspire lasting confidence. Partnering with Retirement Realized, George provides strategies designed for retirees who want to enjoy a stress-free retirement without relying on volatile, market-driven methods.
George is passionate about educating retirees on their income options, answering questions, and providing clarity by separating fact from fiction. His greatest reward comes from delivering clients a guaranteed income—helping them enjoy peace of mind and sleep soundly at night.
Outside the office, George enjoys golfing, biking, hiking, fly fishing, and boating. He is also deeply committed to supporting Type 1 Juvenile Diabetes research, a cause close to his heart due to his daughter’s battle with the disease.To connect with George or learn more, find him on LinkedIn. Retire Stress Free on Facebook